Member Referral Program

Give $50. Get $50.

Share USSFCU with friends and family.
When someone joins USSFCU using your referral link and completes the required steps, you’ll both earn a $50 reward.

Get Your Personal Referral Link

Enter the email associated with your USSFCU account below to generate your personal referral link. Once generated, your link will appear in the field below and can be copied and shared directly or through the sharing options underneath.

Start Sharing. Start Earning.

Here’s how the referral program works:

1. Generate Your Link
Enter the email associated with your USSFCU account to generate your personal referral link. Your link will appear above and will also be emailed to you for easy access later.

2. Share It
Copy and share your link directly or use the available sharing options to invite friends, family, coworkers, or others who could benefit from USSFCU membership.

3. Your Referral Joins USSFCU
To qualify for the reward, your referral must:

Join USSFCU using your referral link
Open a free Senate Checking account with a Visa® debit card
Complete 10 purchases of $10 or more within 90 days

4. You Both Earn $50
Once the requirements are completed, you’ll each receive a $50 gift card reward.

Joining USSFCU Is Easy

If they’re a family member, they’re already eligible to join. Others may qualify through their employer or an affiliated organization, or they can easily establish eligibility through the USSFCU Foundation during the application process.

Learn more about joining USSFCU

Your Credit Union for Life

At USSFCU, membership is more than opening an account — it’s a lifelong financial relationship built around support, guidance, and helping members succeed. When you share USSFCU, you’re introducing someone to a credit union they can rely on through every stage of life.

Ready to start sharing? Generate your referral link above and start earning rewards together.

Members' Voice Testimonials

This credit union is the best, I love the customer service and you can't beat the interest rates. I'm happy to be a member of this great credit union.

- James · Locust Grove, GA

The branch manager introduced herself and was extremely helpful. She stated that if there is anything we ever need to please let her know. Very positive experience!

- Larry · Cumberland, MD

Greta was absolutely amazing - as always. She makes me and my parents feel valued and supported. We are forever grateful. [The Credit Union] has been hugely supportive over many years. And we feel known and cared for.

- Eliza · Washington, DC

Long as I have been with the credit union, I haven't had any problems. I also like the protection on my account.

- Charles · Upper Marlboro, MD

My overall experience at the credit union was exceptional. The staff was hospitable offering water, my service was timely and professional and the office was well lit and clean.

- Denise · Washington, DC

As a member for more than 40 years, i have always had great service from the USSFCU and know that they stand behind their great reputation.

- David · Silver Spring, MD

A top rate Credit Union, [I'm] privileged to be part of! Thank you for all you do for our family! USSFCU Credit Union was able to resolve our financial situation - vehicle, personal loans, customer service/recommendations, within 6 months. We belonged to another credit union for over 20 years, with results not even close to comparison. We switched ...

- Manuel · Bowie, MD

Your people and products are amazing. The recent [online banking] overhaul is phenomenal. [I've] been electronic banking since Tele action phone banking - paying bills with my push button landline decades ago. USSFCU is light years ahead of everyone else in terms of ease of use and client experience!

- Misty · Brookings, OR

I have been a member for more than 30 years. I no longer reside in the DC area but continue to bank with USSFCU because of the ease and the customer service.

- Tamra · Denver, CO

I have been a member for over 50 years, and I have always gotten good service with loans, when I had to have service at a branch, and when I needed to have money sent to me from my savings account. The personnel have always been friendly and treated me with respect.

- John · Fort Washington, MD

I especially appreciate being able to quickly speak with someone (not a robot) and that person has always been knowledgeable and helpful.

- Bernard · Richmond, VA

Excellent customer service streamlined and transparent process. The representatives are efficient, knowledgeable, and understanding of the type of loans offered by Credit Union.

- Erwin · Ellicott City, MD

The USSFCU behaves as a credit union ought to behave. The staff works with and for the members, not for a corporate board. Interest rates for a car loan, a home improvement loan, and a mortgage are low and terms are transparent.

- Ruth · Takoma Park, MD

Staff are courteous and friendly to work with. Very knowledgeable about services and products offered or available. Excellent follow-up with customers.

- Jacquelyn · Sanford, FL

I have appreciated USSFCU services for many years since I left my work on Capitol Hill. I have appreciated the occasional webinars on purchasing a home or retirement planning.

- Jamie · Washington, DC

I have been a member since 2006, and have always appreciated the customer service response to any concern or query. In addition, as I have traveled extensively, USSFCU has provided support and access.

- Kathleen · Ukiah, CA

I've had a credit union account for decades, even though I no longer work on Capitol Hill. I now have two accounts. I've been able to do all of our banking remotely, by app or by phone.

- Richard · Washington, DC

I have been a USSFCU member for almost 20 years. There is nowhere else I want my money to be. I always receive excellent service.

- Nicole · Alexandria, VA

I deeply appreciate the stellar service, the proficiency, the professionalism, and the kindness. I am truly honored and grateful to bank with a financial institution that treats customers like family.

- Angela · Alexandria, VA

Read More testimonials.